:root {
  /* Nature green theme */
  --navy:       #0b3d2e; /* deep forest */
  --navy-mid:   #0f4d36;
  --navy-light: #2a6f4d;
  --gold:       #79b84a; /* leaf accent */
  --gold-light: #a7db7f;
  --gold-pale:  #eaf7df;
  --white:      #ffffff;
  --off-white:  #f7fbf6;
  --text-main:  #062b1f;
  --text-sub:   #567066;
  --border:     #e6f0e8;
  --shadow:     0 4px 32px rgba(6,45,31,0.08);
  --shadow-lg:  0 12px 60px rgba(6,45,31,0.12);
  --radius:     14px;
  --radius-sm:  8px;
  --transition: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'DM Sans', sans-serif;
  background: var(--off-white);
  color: var(--text-main);
  line-height: 1.7;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button { cursor: pointer; font-family: inherit; }
input, select, textarea { font-family: inherit; }

/* ===== SCROLLBAR ===== */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--navy); }
::-webkit-scrollbar-thumb { background: var(--gold); border-radius: 3px; }

/* ===== CONTAINER ===== */
.container {
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 24px;
}
/* NAV BAR STYLING STARTS */
/* ===== NAVBAR ===== */
/* ===== NAVBAR ===== */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;

  background: var(--navy); /* Fixed background color */

  box-shadow: 0 2px 24px rgba(0,0,0,0.2);

  border-bottom: 1px solid rgba(201,164,74,0.2);

  transition: background 0.4s, box-shadow 0.4s;
}

.navbar.scrolled {
  background: var(--navy);
  box-shadow: 0 2px 24px rgba(0,0,0,0.3);
  border-bottom-color: rgba(201,164,74,0.2);
}
/* Improve contrast for logo and links when navbar is scrolled */
.navbar.scrolled .logo-text { color: var(--gold-light); }
.navbar.scrolled .logo-text span { color: #fff; }
.navbar.scrolled .nav-links a { color: rgba(255,255,255,0.95); }
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 32px;
  max-width: 1320px;
  margin: 0 auto;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}
.nav-logo img { height: 44px; width: auto; border-radius: 8px; }
.logo-text {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 900;
  color: var(--navy);
}
.logo-text span { color: var(--gold); }
.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
  list-style: none;
}
.nav-links a {
  color: rgba(255,255,255,0.88);
  font-size: 0.88rem;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: 100px;
  transition: var(--transition);
}
.nav-links a:hover, .nav-links a.active {
  color: var(--white);
  background: rgba(255,255,255,0.1);
}
.nav-special {
  background: rgba(201,164,74,0.15) !important;
  color: var(--gold-light) !important;
  border: 1px solid rgba(201,164,74,0.3) !important;
}
.nav-special:hover {
  background: var(--gold) !important;
  color: var(--navy) !important;
}
.nav-special-2 {
  background: rgba(201,164,74,0.25) !important;
}
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 8px;
  cursor: pointer;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* ===== MOBILE MENU ===== */
.mobile-menu {
  position: fixed;
  top: 0; right: -100%;
  width: min(340px, 85vw);
  height: 100vh;
  background: var(--navy);
  z-index: 1100;
  transition: right 0.4s cubic-bezier(0.4,0,0.2,1);
  padding: 80px 32px 32px;
  box-shadow: -8px 0 40px rgba(0,0,0,0.4);
}
.mobile-menu.open { right: 0; }
.mobile-menu ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.mobile-menu a {
  display: block;
  color: rgba(255,255,255,0.85);
  font-size: 1.1rem;
  font-weight: 500;
  padding: 14px 20px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
}
.mobile-menu a:hover { background: rgba(255,255,255,0.08); color: var(--white); }
.mobile-menu a.active { background: rgba(255,255,255,0.08); color: var(--white); }
.mobile-special {
  background: rgba(201,164,74,0.1) !important;
  color: var(--gold-light) !important;
  border: 1px solid rgba(201,164,74,0.25) !important;
}
.mobile-close {
  position: absolute;
  top: 24px; right: 24px;
  background: rgba(255,255,255,0.1);
  border: none;
  color: var(--white);
  width: 36px; height: 36px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  transition: var(--transition);
}
.mobile-close:hover { background: rgba(255,255,255,0.2); }
.overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.55);
  z-index: 1050;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s;
}
.overlay.show { opacity: 1; pointer-events: all; }

/* NAV BAR STYLING ENDS */

/* SPACING BETWEEEN NAVBAR AND BANKER FORM CODE STARTS  */
/* Push form below fixed navbar */
.flip-container {
  margin-top: 110px;
  padding: 0 15px;
}

/* Tablet */
@media (max-width: 768px) {
  .flip-container {
    margin-top: 95px;
  }
}

/* Mobile */
@media (max-width: 576px) {
  .flip-container {
    margin-top: 85px;
    padding: 0 10px;
  }
}
/* SPACING BETWEEN NAVBAR AND BANKER FORM CODE ENDS */


/* BANKERS FORM SECTION STYLING STARTS */
.banker-form-section {
 padding-top: calc(var(--navbar-height) + 30px);
  min-height: 100vh;
}

@media (max-width: 768px) {
  .banker-form-section {
    padding-top: 100px;
  }
}

@media (max-width: 576px) {
  .banker-form-section {
    padding-top: 90px;
  }
}
/* BANKERS FORM SECTION STYLING ENDS*/


/* Container */
.form-container {
  max-width: 600px;
  margin: 0 auto;
  /* background: #ffffff; */
  padding: 30px;
  border-radius: 14px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
  animation: fadeIn 0.6s ease-in-out;
}
/* Form height and width consession & fully responsiveness starts */
/* Form Container */
.form-container {
  max-width: 600px;
  width: 100%;
  margin: 0 auto;
  padding: 15px 25px; /* Reduced height */
  border-radius: 14px;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.15);
  animation: fadeIn 0.6s ease-in-out;
}

/* Form Heading */
.form-container h2,
.form-container h3,
.form-container h4 {
  margin-bottom: 15px;
  font-size: 1.6rem;
  font-weight: 700;
  text-align: center;
}

/* Labels */
.form-container label {
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 5px;
  display: block;
}

/* Input Fields */
.form-container .form-control,
.form-container .form-select,
.form-container input,
.form-container select,
.form-container textarea {
  width: 100%;
  padding: 9px 12px;
  min-height: 42px;
  border: 1px solid #dcdcdc;
  border-radius: 8px;
  font-size: 14px;
  transition: all 0.3s ease;
}

/* Textarea */
.form-container textarea {
  min-height: 90px;
  resize: vertical;
}

/* Focus Effect */
.form-container .form-control:focus,
.form-container .form-select:focus,
.form-container input:focus,
.form-container select:focus,
.form-container textarea:focus {
  border-color: #1456a0;
  box-shadow: 0 0 8px rgba(20, 86, 160, 0.2);
  outline: none;
}

/* Form Groups */
.form-container .form-group,
.form-container .mb-3 {
  margin-bottom: 12px;
}

/* Submit Button */
.form-container .btn-submit,
.form-container button[type="submit"] {
  width: 100%;
  padding: 10px 20px;
  border: none;
  border-radius: 8px;
  background: linear-gradient(135deg, #0a2a55, #1456a0);
  color: #fff;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
}

.form-container .btn-submit:hover,
.form-container button[type="submit"]:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 18px rgba(20, 86, 160, 0.3);
}

/* Tablet */
@media (max-width: 768px) {
  .form-container {
    padding: 14px 20px;
    border-radius: 12px;
  }

  .form-container h2,
  .form-container h3,
  .form-container h4 {
    font-size: 1.4rem;
  }

  .form-container .form-control,
  .form-container .form-select,
  .form-container input,
  .form-container select,
  .form-container textarea {
    padding: 8px 10px;
    min-height: 40px;
    font-size: 13px;
  }
}

/* Mobile */
@media (max-width: 576px) {
  .form-container {
    width: 95%;
    padding: 12px 15px;
    border-radius: 10px;
  }

  .form-container h2,
  .form-container h3,
  .form-container h4 {
    font-size: 1.2rem;
    margin-bottom: 12px;
  }

  .form-container label {
    font-size: 13px;
  }

  .form-container .form-control,
  .form-container .form-select,
  .form-container input,
  .form-container select,
  .form-container textarea {
    padding: 7px 10px;
    min-height: 38px;
    font-size: 13px;
  }

  .form-container textarea {
    min-height: 80px;
  }

  .form-container .btn-submit,
  .form-container button[type="submit"] {
    padding: 9px 16px;
    font-size: 14px;
  }
}

/* Fade Animation */
@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(15px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}
/* Form height and width consession & fully responsiveness ends  */
/* ✅ HEADER LOGO STYLING */
.header-logo {
  width: 100%;
  max-width: 550px;
  height: auto;
  display: block;
  margin: 0 auto 25px;
  border-radius: 8px;
  box-shadow: 0 4px 12px rgba(10, 42, 85, 0.15);
}

/* Heading */
h2 {
  text-align: center;
  margin-bottom: 25px;
  color: #0a2a55;
}

/* Sub headings */
h3 {
  margin-top: 25px;
  color: #08306b;
  border-bottom: 2px solid #eee;
  padding-bottom: 5px;
}

/* Form group */
.form-group {
  margin: bottom 0;;
  width: 100%;
  display: flex;
  flex-direction: column;
}

.form-group label {
    margin-bottom: 8px;
    font-weight: 500;
}

.form-group input[type="text"] {
    width: 100%;
    padding: 12px;
    border: 1px solid #ccc;
    border-radius: 8px;
    outline: none;
    box-sizing: border-box;
}

.kyc-option {
    display: flex;
    align-items: center;
    gap: 20px;
    margin-top: 10px;
    flex-wrap: wrap;
}

.kyc-option label {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin: 0;
    cursor: pointer;
    font-size: 14px;
    white-space: nowrap; 
}

.kyc-option input[type="radio"] {
    margin: 0;
}

/* Mobile Responsive */
@media (max-width: 600px) {
    .kyc-option {
        flex-direction: column;
        align-items: flex-start;
        gap: 10px;
    }

    .form-group input[type="text"] {
        padding: 10px;
    }
}
/* Labels */
label {
  font-weight: 600;
  margin-bottom: 6px;
  display: block;
  color: #333;
}

/* Inputs */
input,
select,
textarea {
  width: 100%;
  padding: 11px;
  border-radius: 6px;
  border: 1px solid #ccc;
  font-size: 14px;
  transition: all 0.3s ease;
}

/* Focus effect */
input:focus,
select:focus,
textarea:focus {
  border-color: #0a2a55;
  outline: none;
  box-shadow: 0 0 6px rgba(10, 42, 85, 0.2);
}

/* Buttons */
button {
  width: 100%;
  padding: 12px;
  background: linear-gradient(135deg, #0a2a55, #08306b);
  color: #fff;
  border: none;
  border-radius: 6px;
  font-size: 15px;
  cursor: pointer;
  transition: 0.3s;
}

/* Button hover */
button:hover {
  transform: translateY(-1px);
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Add Loan button (secondary) */
button[type="button"] {
  background: #e6ecf5;
  color: #0a2a55;
  margin-top: 10px;
}

button[type="button"]:hover {
  background: #d4e0f2;
}

/* Loan block styling */
#loanContainer .form-group {
  background: #f8f9fc;
  padding: 15px;
  border-radius: 8px;
  margin-top: 10px;
  border: 1px solid #e3e8f0;
}

.loan-block {
  background: #f8f9fc;

  padding: 20px;

  border-radius: 12px;

  margin: 20px 0;

  border: 1px solid #e3e8f0;

  display:flex;
  flex-direction:column;
  gap:16px;

  overflow:hidden;
}

/* Employeement Block start */
.employment-option{
display:flex;
gap:20px;
margin-top:10px;
flex-wrap:wrap;
}

.employment-option label{
display:inline-flex !important;
align-items:center;
gap:6px;
white-space:nowrap;
}

textarea{
width:100%;
min-height:90px;
padding:12px;
border:1px solid #ccc;
border-radius:8px;
resize:vertical;
}

select{
width:100%;
padding:12px;
border:1px solid #ccc;
border-radius:8px;
}
/* Employeement Block ends  */
/* Divider */
hr {
  border: none;
  border-top: 1px solid #ddd;
  margin-top: 10px;
}

#loanContainer,
#coLoanContainer,
#legalDocsContainer{

    display:flex;
    flex-direction:column;

    gap:24px;

    margin-top:20px;
}

/* Prevent overflow */

*{
    box-sizing:border-box;
}

/* Better textarea spacing */

textarea{
    margin-top:4px;
}

/* Better section spacing */

.form-container > h3{
    margin-top:35px;
    margin-bottom:20px;
}



/* ✅ CO-APPLICANT LOAN BLOCKS */
.co-loan-block {
  background: linear-gradient(135deg, #f5f7fa, #e8ecf1);

  padding: 20px;

  border-radius: 12px;

  margin: 20px 0;

  display:flex;
  flex-direction:column;
  gap:16px;
  border-left: 4px solid #0a2a55;
  box-shadow: 0 2px 8px rgba(10, 42, 85, 0.08);
}

.co-loan-block .form-group {
  background: transparent;
  border: none;
  padding: 0;
  margin-bottom: 12px;
}

.co-loan-block .form-group label {
  color: #0a2a55;
  font-weight: 600;
}

.co-loan-block .form-group input,
.co-loan-block .form-group select {
  border: 1px solid #d4dfe8;
  background: #ffffff;
}

.co-loan-block .form-group input:focus,
.co-loan-block .form-group select:focus {
  border-color: #0a2a55;
  background: #f9fafb;
}

.co-loan-block button[type="button"] {
  margin-top: 12px;
  padding: 10px;
  background: #ff6b6b;
  color: white;
  font-weight: 600;
}

.co-loan-block button[type="button"]:hover {
  background: #ff5252;
}

/* ✅ SECTION SPACING */
.form-container h3 {
  margin-top: 28px;
  margin-bottom: 18px;
  padding-bottom: 12px;
  border-bottom: 2px solid #0a2a55;
  font-size: 16px;
  color: #0a2a55;
}

.form-container h3:first-of-type {
  margin-top: 8px;
}

/* ✅ CONTAINER IMPROVEMENTS */
.form-container {
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.98), rgba(248, 250, 252, 0.98));
}

/* ✅ IMPROVED LOAN CONTAINER SPACING */
#loanContainer,
#coLoanContainer {
  margin: 18px 0;
  padding: 8px 0;
}

#loanContainer .loan-block + .loan-block,
#coLoanContainer .co-loan-block + .co-loan-block {
  margin-top: 15px;
}

/* ✅ ADD LOAN/LOAN BUTTONS */
button[type="button"][onclick*="addLoan"],
button[type="button"][onclick*="addCoLoan"] {
  margin: 20px 0;
  background: linear-gradient(135deg, #e8ecf5, #d4dfe8);
  color: #0a2a55;
  border: 2px dashed #0a2a55;
  font-weight: 600;
  transition: all 0.3s ease;
}

button[type="button"][onclick*="addLoan"]:hover,
button[type="button"][onclick*="addCoLoan"]:hover {
  background: #d4dfe8;
  border-style: solid;
  transform: translateY(-2px);
}

/* ✅ BACK SIDE IMPROVEMENTS */
.flip-back {
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.98), rgba(248, 250, 252, 0.98));
}

.legal-doc-block {
  background: linear-gradient(135deg, #f5f7fa, #e8ecf1);

  padding: 20px;

  border-radius: 12px;

  margin: 20px 0;

  display:flex;
  flex-direction:column;
  gap:16px;
  border-left: 4px solid #0a2a55;
  box-shadow: 0 2px 8px rgba(10, 42, 85, 0.08);
}

.legal-doc-block .form-group {
  background: transparent;
  border: none;
  padding: 0;
  margin-bottom: 12px;
}

/* ✅ RESPONSIVE IMPROVEMENTS */
@media (max-width: 600px) {
  .form-container {
    max-width: 100%;
    margin: 40px 15px;
    padding: 20px 15px;
  }

  .loan-block,
  .co-loan-block,
  .legal-doc-block {
    padding: 14px;
    margin: 12px 0;
  }

  .form-container h3 {
    font-size: 15px;
    margin-top: 20px;
  }

  .kyc-option {
    flex-direction: column;
    align-items: flex-start;
  }

  button {
    padding: 11px;
    font-size: 14px;
  }

  .flip-front,
  .flip-back {
    min-height: auto;
  }

  .flip-card {
    min-height: 100%;
  }

  #coApplicantFields {
    display: flex;
    flex-direction: column;
  }

  #coApplicantFields input,
  #coApplicantFields select {
    width: 100%;
    margin-bottom: 10px;
  }
}

/* Tablet responsive */
@media (max-width: 1024px) and (min-width: 601px) {
  .form-container {
    max-width: 95%;
  }

  .loan-block,
  .co-loan-block,
  .legal-doc-block {
    padding: 16px;
    margin: 14px 0;
  }
}


/* back side */
.flip-container{
    perspective:1200px;
    width:100%;
}

.flip-card{
    position:relative;
    width:100%;
    transform-style:preserve-3d;
    transition:transform 0.8s ease;

    min-height:auto;
}


.flip-card.active{
    transform:rotateY(180deg);
}

.flip-front,
.flip-back{

    width:100%;
    background:#f8f9fc;

    backface-visibility:hidden;
    -webkit-backface-visibility:hidden;

    overflow:visible;
}

.flip-front{
    position:relative;
    z-index:2;
}

.flip-back{
    position:absolute;
    top:0;
    left:0;
    transform:rotateY(180deg);

    min-height:auto;

    padding:0 0 20px;

    box-sizing:border-box;
}
/* Animation */
@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(15px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Mobile responsive */
@media (max-width: 600px) {
  .form-container {
    margin: 20px;
    padding: 20px;
  }
}

/* pop up */
@keyframes slideIn {
  from {
    transform: translateX(100%);
    opacity: 0;
  }

  to {
    transform: translateX(0);
    opacity: 1;
  }
}


/* footer */

/* ===== FOOTER ===== */
.footer {
  background: var(--navy);
  color: rgba(255,255,255,0.75);
  padding: 64px 0 0;
  border-radius: 0; /* full-width flush footer */
}
.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand p { font-size: 0.9rem; line-height: 1.7; margin-bottom: 8px; }
.footer-rera { font-size: 0.78rem; opacity: 0.6; }
.logo-text-footer {
  font-family: 'Playfair Display', serif;
  font-size: 1.4rem;
  font-weight: 900;
  color: var(--white);
  margin-bottom: 12px;
}
.logo-text-footer span { color: var(--gold); }
.footer-col h4 {
  font-size: 0.9rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold-light);
  margin-bottom: 16px;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.footer-col ul a { font-size: 0.88rem; transition: color 0.2s; }
.footer-col ul a:hover { color: var(--gold-light); }
.footer-col p { font-size: 0.88rem; margin-bottom: 8px; display: flex; align-items: center; gap: 8px; }
.footer-col p i { color: var(--gold); width: 16px; }
.footer-col a:hover { color: var(--gold-light); }
.footer-rera-ids { margin-top: 12px; font-size: 0.78rem; opacity: 0.7; }
.footer-rera-ids p { margin-bottom: 4px; }
.social-links {
  display: flex; gap: 10px; margin-top: 16px;
}
.social-links a {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.7);
  transition: var(--transition);
  border: 1px solid rgba(255,255,255,0.1);
}
.social-links a:hover { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.footer-bottom {
  text-align: center;
  padding: 20px 0; /* full-width horizontal padding removed; vertical kept */
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
}
.footer-bottom a { color: var(--gold); }

/* ===== WHATSAPP FLOAT ===== */
.whatsapp-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 58px; height: 58px;
  background: #25d366;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.7rem;
  color: white;
  box-shadow: 0 4px 20px rgba(37,211,102,0.5);
  z-index: 900;
  transition: transform 0.3s, box-shadow 0.3s;
  animation: waPulse 2.5s infinite;
}
.whatsapp-float:hover { transform: scale(1.1); box-shadow: 0 8px 30px rgba(37,211,102,0.6); }
@keyframes waPulse {
  0%, 100% { box-shadow: 0 4px 20px rgba(37,211,102,0.5); }
  50% { box-shadow: 0 4px 30px rgba(37,211,102,0.8), 0 0 0 8px rgba(37,211,102,0.1); }
}

/* ===== SCROLL ANIMATION ===== */
[data-aos] {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
[data-aos].aos-animate { opacity: 1; transform: translateY(0); }
[data-aos="fade-right"] { transform: translateX(-28px); }
[data-aos="fade-right"].aos-animate { transform: translateX(0); }
[data-aos="fade-left"] { transform: translateX(28px); }
[data-aos="fade-left"].aos-animate { transform: translateX(0); }
[data-aos="zoom-in"] { transform: scale(0.92); }
[data-aos="zoom-in"].aos-animate { transform: scale(1); }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .footer-inner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .nav-links { display: none; }
  .hamburger { display: flex; }
  .nav-inner { padding: 16px 20px; }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 28px; }
  .modal-box { padding: 28px 20px; }
  .emi-result-grid { grid-template-columns: 1fr; gap: 8px; }
}
@media (max-width: 480px) {
  .footer-inner { grid-template-columns: 1fr; }
  .section-title { font-size: 1.6rem; }
}